Wednesday, December 31, 2008

great and not so great things about 2008

Well.. I guess this would be an amazingly appropriate time for me to explore some awesome things about 2008... GOOD AND BAD.

Here is 2008 summed up, funny I just rattled this off to 2 co-workers today.. all in all I feel like a failure on some parts but in other areas feel as if I've accomplished more in one year than any other year of my life.

♥paid off $30,000 in 6 months. my story is outlined here and the 2nd part continued here
♥found out January 2008 that I would be laid off by March 2008. later they extended that date to April 11th 2008. Had our HR come in and explain unemployment to us, our benefits, severance, etc. Had another company come in and help us do our resumes and prepare for interviewing.
♥May 2008 I am laid off and my husband work drops hours down to 32 hours. His final checks after taxes, health/dental/vision, 401k blah blah blah is not much more than my unemployment checks.
♥June 2008 out of necessity I start learning grocery gaming/couponing/hounding. It took me awhile and I'm still learning, but I've gotten some great deals since and have learned so much about myself and my money.
♥September 5th 2008 my husband gets laid off!! ughhh.. he gets unemployment and severance and luckily found another job within 3 weeks. He only wound up getting 3 weeks of unemployment in the end.. but oh well.
♥October 2008 my husband starts his new job and I learn to live off his new checks (they are bigger because there is no insurance/401k taken out yet) so I start saving as much money as I can and start building an amazing (to me) emergency fund. This of course will change with his insurance now kicking in as well as 401k.
♥December 12th 2008, my boss calls me in for a meeting and asks me to come back to work MONDAY!! I went back the next week after a few snafu's and having to change around a ton of plans etc.
♥TODAY DECEMBER 31ST 2008 I got my first check from my new company and EVERY DIME went to savings. I had not one bill that has to be paid.

~I gained an amazing amount of weight in the last 18 months basically. I must get back on WW immediately. I can not believe I was off for basically 9 months and did no biking, hardly any walking, no running, walked the dog just once a day.
~I wasted an unbelievable amount of time not getting much done this year. I'm not sure how the days slid by so quickly at home, but they did.
~My parents paid for me to take medical transcription classes on line. I completed the medical terminology portion in the first few weeks I was off but after that I was concentrating so hard on saving money that I never did get any of my medical transcription done. I feel so bad about that.
~I got rid of our gym membership after not going for 6 months and bought a treadmill which now sits with about an inch of quarry dust on it in my garage. *sigh*

Okay... now I have to admit.. Unemployment DID have it's benefits. I was home to help numerous neighbors with their animals over the summer and house sit. I felt good being able to help them all.

I was home to help a friend who wound up with Guillian Barre Syndrome explained here with her kids. At first her mother was living in her home 24/7 so I went over to help her mom. I figured I could at least give her a break. Once she came home from the hospital then I was able to watch the kids while she went for physical therapy so her mom could return to her own household life.

I also was able to spend some time with my son, my husband, family, and friends. This was good, but also had some stress related because of the financial situation. Hanging out sometimes requires spending ca$h, so I was pretty honest with people about finances and letting them know I couldn't join them for dinner at fancy restaurants or go down town or travel. It just wasn't in the cards.

Okay I had a ton more to write here but seriously I can't even think of the things I wanted to touch on. Basically, a majority of the people I personally know had a pretty stinky 2008. I can't wait to kiss this year goodbye and am looking forward to a POSITIVE 2009.


Dr. Mom said...

Congratulations on your job! That is awesome that you could put your first paycheck into savings!

LittlePeopleWealth said...

$30K in one year is amazing - congrats!

MoneySavinDiva said...

Wow! What a rollercoaster you've been on this year! Congrats on getting a job back! And on being able to put your earinings completely into savings! That is something that I'm going to have to make as a goal for myself!

Jennifer said...

AMEN Sister! I was sooooooooooooooooo glad to see 2008 go!

Phoebe said...

Congrats on all your accomplishments in 2008! That is fantastic!

2009 is going to be awesome, though!

I've given you an award on my blog.